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In Interventi Inail


Accident in the domestic environment economic revaluations from 1 January 2021

Economic provisions for accidents at work and occupational disease: accident sector at home. Annual revaluation Inail-circular n. 34 of 14 December 2021

22 dicembre 2021

The economic services provided by Inail for accidents at home 
 
Direct annuity
 
For accidents at home, the conventional annual salary for the payment of annuities corresponds to the minimum required by law for the industry sector. Starting from January 1, 2021, it is equal to € 17,448.90. (Inail-circular n.34 of 14 December 2021)
If a permanent inability to work equal to or greater than that results from the domestic accident:
  • 16% for accidents occurring starting from January 1, 2019;
  • 27% for accidents occurring from 1 January 2007 until 31 December 2018;
  • 33% for accidents occurring from 1 March 2001 to 31 December 2006;
an annuity is paid to the insured, paid on the basis of the conventional minimum wage established for the annuities of the industry sector.
 
One-off provision
from 1 January 2019, if a permanent inability to work of between 6% and 15% results from the domestic accident, a one-off economic provision is paid.
The amount of the one-off provision with effect from 1 January 2021 is set at € 337.41 (Inail-circular no.34 of 14 December 2021)

Survivors' annuity
If the death of the insured directly or indirectly derives from the domestic accident, an annuity is paid to each of the eligible survivors, calculated with the same methods and percentages established for insurance against accidents at work. The amount of the annuity paid to survivors cannot exceed the entire amount of the conventional minimum wage established for the annuities of the industry sector

One-off allowance for fatal injury
from 1 January 2019, for fatal accidents occurring at home, a one-off allowance is paid to the survivors of deceased insureds, pursuant to Article 1, paragraph 1126, lett. i, of Law 145/2018, which amended Article 85, third paragraph of Presidential Decree 1124/1965,

The amount of the one-off allowance for survivors with effect from 1 January 2021 is set at € 10,542.45, (Inail-circular no. 34 of 14 December 2021)

Allowance for ongoing personal assistance
from 1 January 2019, to holders of an annuity for permanent absolute disability at 100%, who have one or more impairments, among those listed in the table (annex 3) of the consolidated act no. 1124 of 1965, the allowance for ongoing personal assistance (APC) is paid, as referred to in Article 76 of the aforementioned consolidated act no. 1124 of 1965.

The amount of the allowance, with effect from 1 January 2021, is equal to € 574.59. (Inail-circular n.34 of 14 December 2021)
  
Benefits Fund for serious injuries
Also in the case of fatal events, a “one-off” benefit is provided to be paid by the Fund for serious accidents, the amount of which is determined according to the number of survivors and is fixed annually by ministerial decree based on the available resources of the aforementioned Fund.
 
 
For events occurring between January 1st 2021 and December 31st 2021
 
Typology N° Survivors Amount per surviving unit (euro)
 
A 1  5.000,00
B 2  9.000,00
C 3 13.000,00
D More than 3 19.000,00
 
The amounts relating to the revaluation of annuities, due pursuant to the aforementioned ministerial decrees of 23 September 2021, respectively n. 186 and n. 188, are liquidated ex officio, according to the usual methods of payment of ongoing economic provisions and paid with the annuity drawn up in February 2022.
The Central Direction for the digital organization sends the interested parties, as usual, the communication concerning the annuity settlement provision with the indication of the relative balance, using forms 170 / I and 171 / I.
Among other things, these models report the situation of the "supplementary quotas" and "survivors' annuities" in a specific prospectus, as recorded in the computer archives.
 
In case of changes in personal data, the income earner must communicate his updated personal data to the competent office within 15 days from the date of receipt of the aforementioned models, by filling in the declaration printed on the back.
Upon receipt of the tax returns, the offices will scan and update the new data according to the procedures in use.
 
How to pay for home accident insurance
 
To renew the insurance by January 31 of each year, the prize must be paid using the pagoPA payment notice. You can pay the prize through Pago PA, online on the Inail website, Poste Italiane spa, banks and other service providers (the list is published on www.pagopa.gov.it), or in all the offices of Poste Italiane, at the bank, at the ATM, at the betting shops, tobacconists and supermarkets enabled for the service, using cash or cards or by direct debit.

di Antonio De Honestis

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